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As a country and as a people, we have been through a very tough stretch for the past four years. Many of us have been concerned with survival and such inane things as where the next meal is coming from.
All of us are still interested in having a nice home and a comfortable existence. What is ahead of us, and how will we meet our obligations? One might seek out help in saving against a rainy day or some other unforeseen eventuality. We have mechanisms available to assist in these efforts.
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