In order for us to open an account for you, we need to gather some basic information.
Our services are available to U. S. Citizens and we need to see your basic citizenship
Please provide us with your name and address and contact information.
We Need your Full legal name.
We need your full legal address.
We need a valid, working phone number.
We need a valid email address.
You will need to choose a login user name and password.
Since we are doing everything over the web, we will need to see images of your identifying
documents. We need a color image of each of your:
1.) Driverís license or State issued ID card,
2.) Your Social Security card.
These need to be images-front and back scanned 24 bit color depth and between
1500 and 3600 dots per inch.
Internet Banking Agreement and Disclosure
This Internet Banking Agreement and Disclosure ("the Agreement") explains the terms
and conditions governing the basic Internet banking services and bill pay services
offered by Martin's Bank. All Internet banking services of any kind whatsoever offered
or afforded by the Martin's Bank (including, but not limited to funds transfers,
bill pay services, wire transfers, and ACH transactions) will be referred to collectively
as "Internet Banking Services" in the Agreement. By using any of the Internet Banking
Services, you agree to abide by the terms and conditions of this Agreement and authorize
Martin's Bank to use any of your accounts to execute and settle transactions and/or
fees initiated by you using the Internet Banking Services. The term "Business day"
means all days except Saturday, Sunday and all banking holidays.
All Internet Banking Services are governed by this Agreement, all applicable federal
regulatory disclosures, and the Deposit Account Terms and Conditions. All applicable
fee schedules published by Martin's Bank from time to time will apply to the Internet
Banking Services. You are responsible for the payment of any fees incurred by you
on any account, for any service, at any time. You agree to pay all such fees assessed
by Martin's Bank. Further, you agree to pay all telephone charges or fees incurred
by you in accessing Internet Banking Services.
Your initial use of any Internet Banking Services in connection with your account
at Martin's Bank constitutes your acceptance and agreement to be bound by all of
the terms and conditions of this Agreement and of the Deposit Account Terms and Conditions.
Such initial use acknowledges your receipt and understanding of this Agreement and
Deposit Account Terms and Conditions.
You agree that Martin's Bank may, as permitted by law, provide all applicable disclosures
to you electronically. You are responsible for downloading or printing the disclosures
or Martin's Bank with a non-electronic address to which the disclosures may be mailed.
Martin's Bank is entitled to act upon instructions received through any Internet
Banking Service under your PIN and without inquiring into the identity of the person
using that PIN. However, you agree that you will not, under any circumstances, disclose
your PIN by telephone or any other means to any person. You acknowledge that no person
from Martin's Bank will ever ask for your PIN, Martin's Bank employees do not need
and should not ask for your PIN. You agree never to provide your PIN to anyone, including
anyone claiming to represent Martin's Bank. You are liable for all transactions made
or authorized using your PIN. Martin's Bank has no responsibility for establishing
the identity of any person or determining the validity of any transaction.
You agree that if you give your PIN to anyone or fail to safeguard its secrecy, you
do so at your own risk since anyone with your PIN will have access to your accounts.
You agree to notify Martin's Bank immediately in the event your PIN is lost or stolen
or is otherwise compromised. At any time, you may ask Martin's Bank to disable your
PIN. For joint accounts, each person may have a separate PIN, or each may use a joint
PIN. Each person on a joint account will be liable for all transactions that are
made on that account. Each person on a joint account authorizes all transactions
made by any other person on the account. Each person on a joint account agrees to
be liable for the actions of the other person(s) on the account.
You hereby indemnify and release Martin's Bank from any and all liability and agree
not to make any claim against Martin's Bank or bring any action against the Bank
honoring or allowing any actions or transactions where you have authorized the person
performing the action or transaction to use your account or when you have provided
your PIN to that person. You agree to reimburse Martin's Bank for any losses it suffers
or any damages, injuries, costs or expenses it incurs (including attorney's fees)
as a result of Martin's Bank 's honoring or allowing transactions on the account
where the PIN was used.
The limitations of liability set forth in this Agreement are subject to, and limited
by any state or federal law to the contrary.
Martin's Bank has the right to modify or terminate this Agreement or the Deposit
Account Terms and Conditions at any time. When making changes, Martin's Bank will
comply with all legal notice requirements. Once this Agreement is terminated, Martin's
Bank will not allow any additional transactions on the account, nor will additional
Internet Banking Services be permitted. If this Agreement is modified, your continued
use of the Account will represent your acceptance of the changes.